Earn
Self-custodial positions · review every action
New deposits paused. New deposits are temporarily unavailable while we upgrade transaction recovery. Existing positions and withdrawals remain available.

Morpho · lend USDC (Base)

Deposit USDC on Base into a Morpho USDC lending vault and earn the live Morpho lending yield. Your balance grows at the onchain rate. No scheduled lockup; withdrawals depend on protocol liquidity and provider availability.

Morpho USDC vault—

Savings · hold to earn

Deposit a stable and simply hold — your balance grows at the live on-chain savings rate. sUSDS (Sky) and sGHO (Aave) are shown separately. No scheduled lockup; withdrawals depend on protocol liquidity and availability.

sUSDS—
sGHO4.25%

Fluid · lend USDC

Deposit USDC and simply hold — your balance grows at the live Fluid lending rate. Value accrues at the protocol rate. No scheduled lockup; withdrawals depend on protocol liquidity and availability.

fUSDC5.30%

Aave v3 · passive lending

Supply stablecoins and earn the live supply APY. Withdrawal requests depend on protocol liquidity and network availability. aTokens accrue in your wallet.

USDC—
USDT—
DAI—
USDS—
PYUSD—
GHO—
USDe—

Pendle PT · fixed yield

Lock today's APY until maturity. PT trades at a discount and redeems 1:1 at expiry. Enter USDC, approve exact amount, receive PT.

Loading live Pendle markets…

Perp DEX LP · be the house

Stablecoin LPs are the counterparty to perp traders. Earn the spread plus funding.

GMX v2 GM · limited beta
New in-app deposits are unavailable. Existing GM positions remain visible in Portfolio.
Odds & percentages reflect implied probability. Not financial advice. 18+ only. Play responsibly.
Quick actions
Account
...
Earn · non-custodial

Put stablecoins
to work, onchain.

Compare live onchain rates and manage existing positions. New in-app deposits remain paused until each strategy completes transaction-recovery certification.

P2P maker liquidity: earn the fiat spreadEscrow USDC on the 4SIGHT P2P ramp and quote your own fiat⇄USDC rate. Buyers pay on Wise, Revolut, or Venmo; the protocol releases your USDC on proof. You set the quoted rate, while actual earnings depend on fills, fees, and market demand. Self-custodied escrow is managed under P2P → Sell.

Morpho · lend USDC (Base)

Deposit Base USDC into a Morpho lending vault and earn its live onchain rate. No scheduled lockup; withdrawals depend on protocol liquidity and provider availability.

Morpho lend is on Base. Switch to Base to deposit or withdraw.
Morpho USDC vaultMorpho · lend USDC—Vault unavailable
New deposits paused. New deposits are temporarily unavailable while we upgrade transaction recovery. Existing positions and withdrawals remain available.

Smart Yield · best blend by risk tier

Allocates a USDC budget across Aave + Pendle PT using live APY and our SDYS risk score. One click runs the plan — you sign each mainnet leg. Aggressive adds a cross-chain perp LP leg (Arbitrum) and stays manual.

Budget (USDC)
$
Risk tier
Blended APY0.00%
Expected yearly$0
Aave USDC0.00%60%$6,000+$0/yr

Savings · hold to earn

Deposit a stable and hold while value accrues at the live onchain rate. sUSDS (Sky) and sGHO (Aave) are shown separately. No scheduled lockup; withdrawals depend on protocol liquidity and availability.

Savings vaults are mainnet-only. Switch to Ethereum mainnet to deposit or withdraw.
sUSDSSky · earn USDS—New deposits paused
sGHOAave · earn GHO4.25%New deposits paused

Fluid · lend USDC

Deposit USDC and hold while value accrues at the live Fluid lending rate. No scheduled lockup; withdrawals depend on protocol liquidity and availability.

Fluid lending is mainnet-only. Switch to Ethereum mainnet to deposit or withdraw.
fUSDCFluid · earn USDC5.30%New deposits paused

Aave v3 · passive lending

Supply stablecoins and earn the live supply APY. Withdrawal requests depend on protocol liquidity and network availability. aTokens accrue in your wallet.

Aave v3 is mainnet-only. Switch to Ethereum mainnet to supply or withdraw.
USDC—New supplies paused
USDT—New supplies paused
DAI—New supplies paused
USDS—New supplies paused
PYUSD—New supplies paused
GHO—New supplies paused
USDe—New supplies paused

Pendle PT · fixed yield, locked

Lock in today's APY until maturity. PT trades at a discount; redeems 1:1 at expiry. Buy in-app: enter USDC, approve exact amount, receive PT in your wallet.

Data: Pendle v2 · live every 5min · Ethereum mainnet · exact-amount approve only

Sera Virtual Liquidity · limited beta

New maker batches and in-app vault deposits are unavailable. Existing batches remain visible and cancellable from Portfolio.

Open Sera ↗

Perp DEX LP · be the house

Higher-risk perp LP adapters are released independently. Disabled adapters remain viewable only through their approved external management paths.

GMX v2 GM pools · limited beta

New in-app GMX deposits are unavailable. Existing GM positions remain visible in Portfolio and can be managed directly on GMX.

Manage positions on GMX ↗

Yield radar · research

Certified strategies can expose an in-app action when their release gate is enabled; the rest link out to DeFiLlama. Score (0–100) blends excess over the T-Bill rate, TVL tier, project tier, IL risk, and reward-emission decay.

Data: DeFiLlama · live every 5min · ETH mainnet · scoring inspired by Pharos methodology

FX vaults: delegated market-making

Delegate USDC to a vault and its rate engine quotes fiat⇄USDC across platforms; you earn the realized spread minus the vault fee. Run by independent managers. Volume and PNL below are live lifetime figures, not projections.

P2P desk →
VaultFeeDelegatedLifetime volumeRealized PNLOrders
Delegate by USDCtoFiat0.10%$3.0K$232.6K+$1.6K1,173BOOST0.10%$2.2K$86.8K+$3.2K225J.A.R.V.I.S. Vault0.10%$4$34.4K+$421104EARN0.00%$5.9K$15.3K+$31247Monoh Vault0.10%$0$2.0K+$136Apollo Vault0.10%$14$483+$83Wide Spread Vault0.50%$4$203+$2112

Vault managers are independent third parties; past PNL is not a promise. Click a vault to see daily charts and delegate an existing deposit. 18+ only.